国际银行业联合会第38届董事会21号上午在华盛顿美国银行家协会办公楼举行。讨论“新兴市场经济体经济金融发展”议题时，我发言简单论述了“作为最大新兴市场经济体中国经济金融八特点”。以下为发言中英文整理稿，请群友分享！

【中文】作为最大新兴市场经济体，中国经济金融有若干特征和情况值得考虑：一是作为人口大国，必须保持适度高速的经济增长率。正如邓小平提出的，“发展才是硬道理 ”。过去30多年，我国一直保持高达9%以上的经济增长率。中央政府为中国未来的经济增长率设定了7.5%-8%的目标范围。二是与上述情况相关，金融危机后在美国和欧洲实施的金融去杆杠化，并未在中国实施。相反，自2008年以来，我国的金融杠杆率反而呈上升态势。三是与上述情况多少相关，我国广义货币与国内生产总值的比率(M2/GDP)高达200%，这一比率或许是全世界最高的。四是中国的储蓄率高达40%以上，居民储蓄额高达50万亿人民币，又一定程度注解了上述高比率的存在。五是如何有效、安全地将高储蓄额输送到实体经济是我国面临的一项巨大挑战。其隐藏的风险也不可忽视。六是鉴于对自身潜在风险的警觉，我国自2013年实施“巴塞尔协议3”，有些标准比其他主要经济体更为严格。七是中国的实体经济对世界经济存在较高的依赖度，换言之，我国实体经济的国际化程度相当高。然而，金融并未跟进。我国金融需要进一步跟进实体经济国际化发展。八是总体说来，作为一个最大的新兴市场经济体，中国金融的发展需要良好的国际金融空间与环境、国际监管协调以及合理的国际金融规则。

【英文】As a biggest emerging market economy, my country China has several special charateristics and situations as below which deserve to be considered:1)China must maintain a moderately high economic growth rate, just as Mr. Deng Xiaoping said:" Development is an absolute principle." We have maintained an economic growth rate of more than 9% for over 30 years.Chinese government has set a target region for future growth rate at 7.5%-8%.2)As a result of above-mentioned fact, the so-called deleverage of finance already implemented in USA and Europe has not occoured in China. On the contrary, the finance leverage has increased in China since 2008. 3) Therefore, M2/GDP rate amounted to about 200%, which is maybe the highest in the world. 4) Another fact to be noticed is that China has a high national saving rate of over 40% and the household's saving balance reached RMB 50 trillion. 5)How to effectively and safely channel so much savings into real economy is a great challange facing my country.6)The implementation of Basel III in China has become even stricter in China since 2013. 7)There is a certain degree of dependence of our real economy on the world, in other words, the internationalization degree of our real economy is already very high.However, it's not the case for our finance sector, which means China's finance sector still needs further internationalization.8)Generally speaking, as a biggest emerging market economy,China's finance development needs a good international finance space, environment, rules, regulation as well as coordination.